Meet the MFS Team

Besides her role as Principal and President of Multiple Funding Solutions, Inc., Flor is the CFO/Treasurer for Cash Flow Exclusive, LLC, the company that publishes the cash flow industry website CashFlowExclusive.com. In addition to her responsibilities, Flor is also one of the founders and instructors at the MicroFactoring Academy, where interested investors are trained in factoring small receivables and where they learn how to operate their own micro-factoring business.

In the past, Flor has served as President of the American Cash Flow Association’s Chapter of the Palm Beaches, and – after having been inducted into the American Cash Flow Association’s Million Dollar Club in 2003 – she has received the Association’s prestigious President’s Award for outstanding industry contribution and representation in May 2006. Since 2004, she is also a member of the International Factoring Association (IFA).

Flor is a Certified Cash Flow Consultant and has gained extensive experience with business financing – and Factoring in particular – through one of her previous management engagements with a British furniture and design company in Europe.

She is a member of the local Chamber of Commerce and the Hispanic Chamber of Commerce, as well as of several business and trade organizations.

For valuable contributions to their business development programs, Flor has received the “You Make The Difference” award from the Business Loan Fund of the Palm Beaches and was voted “Woman of the Year” by the USA Army, from whom she had also received the “Circle of Winners” award for outstanding performance and contributions to the community.

She had also served on the Board of Directors of another company she worked with, and she is constantly on the lookout for new and different opportunities to help small businesses succeed.

In February 2013, Flor had the honor of representing the American Factoring Association (AFA) on Capitol Hill and performed advocacy work on behalf of the Association.

With many years of international marketing and sales experience, her fluency in Spanish, German & French, and a focus on new business development, account / project management, and customer service, Flor has worked with and consulted for some of the world’s leading companies in the automobile and soft drink industry. She has also been instrumental to the business expansion of numerous small and midsize companies in the USA, France, and the UK, and has helped them launch, promote, and sell their products worldwide.

As a true citizen of the world, Flor has also lived in Central America as well as in three European countries. During her international career, she has had speaking engagements for the US Army, the ROTARY Club, and other international organizations and companies, and led various Human Resources training programs on cross-cultural management, employee relations, personnel development, and recruitment.

Flor has a degree in Business Administration with concentration in Human Resources and Project Management from a leading business school in Europe with further accreditation from the Florida International University.

Since 1983, she has been married to Ralf, and after having moved from Frankfurt to Paris to London to Fairfield, CT, she and Ralf have now settled down in a small hamlet close to Palm Beach, FL, from where they operate Multiple Funding Solutions, Inc., Cash Flow Exclusive, LLC, and The Micro-Factor Academy.